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wendymthompson/rent-vs-buy-scenarios

Rent vs Buy Breakeven Scenarios 2026 Pre-computed rent vs buy analysis for 2,148 scenarios across Southeast markets. Covers 179 cities across 13 states, 3 price points (80%/100%/120% of median), and 4 rent levels. Data Fields Field Type Description scenario string Human-readable scenario description city string City name state string State abbreviation homePrice number Purchase price monthlyRent number Comparable rent monthlyPITI number Full… See the full description on the dataset page: https://huggingface.co/datasets/wendymthompson/rent-vs-buy-scenarios.

sourceHugging Facecc-by-4.0updated 7mo agoView on Hugging Face
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Rent vs Buy Breakeven Scenarios 2026

Pre-computed rent vs buy analysis for 2,148 scenarios across Southeast markets. Covers 179 cities across 13 states, 3 price points (80%/100%/120% of median), and 4 rent levels.

Data Fields

FieldTypeDescription
scenariostringHuman-readable scenario description
citystringCity name
statestringState abbreviation
homePricenumberPurchase price
monthlyRentnumberComparable rent
monthlyPITInumberFull mortgage payment
comparison.breakevenYearsnumberYears to break even
recommendationstringBUY, CONSIDER, or RENT
insightstringPlain-language explanation

Source

Thompson Market Oracle, U.S. Census Bureau ACS.