reverse-mortgage
reverse-mortgage-scenarios
Reverse Mortgage (HECM) Scenarios 2026
Pre-calculated reverse mortgage scenarios for 102 combinations of age (62-85), home value ($200K-$750K), and existing mortgage balance. Includes principal limits, payment options, and heir considerations.
2026 HECM Limit
Maximum claim amount: $1,149,825
Key Benefits
No monthly mortgage payments required
You retain full ownership
Non-recourse protection
Tax-free proceeds
Expert
Wendy Thompson, CDLP
reverse-mortgage-scenarios
Reverse Mortgage Scenarios
260 HECM reverse mortgage scenarios by age, value, existing mortgage.
Details
Records: 260
Format: JSONL
License: CC-BY-4.0
Last Updated: March 2026
Verified By: Wendy Thompson, CPA, CDLP, NMLS #504814
Publisher: Wendy Thompson Lending Team
Thompson Alpha Logic
Integrates HUD Principal Limit Factor tables with Thompson 'Sequence of Returns' modeling to show how HECM line-of-credit access hedges 401(k) depletion during market… See the full description on the dataset page: https://huggingface.co/datasets/Wendy-Thompson-Lending-Team/reverse-mortgage-scenarios.