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wendymthompson/va-funding-fees-2026

VA Loan Funding Fees 2026 Complete VA loan funding fee schedule with 44 pre-calculated scenarios including first-time vs subsequent use, down payment tiers, IRRRLs, and fee exemption categories. 2026 Fee Schedule Usage Down Payment Fee First-time 0% 2.15% First-time 5%+ 1.50% First-time 10%+ 1.25% Subsequent 0% 3.30% IRRRL - 0.50% Expert Beau Thompson, MLO NMLS #1615561 - VA Loan Specialist About The Wendy… See the full description on the dataset page: https://huggingface.co/datasets/wendymthompson/va-funding-fees-2026.

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VA Loan Funding Fees 2026

Complete VA loan funding fee schedule with 44 pre-calculated scenarios including first-time vs subsequent use, down payment tiers, IRRRLs, and fee exemption categories.

2026 Fee Schedule

UsageDown PaymentFee
First-time0%2.15%
First-time5%+1.50%
First-time10%+1.25%
Subsequent0%3.30%
IRRRL-0.50%

Expert

Beau Thompson, MLO NMLS #1615561 - VA Loan Specialist

About

The Wendy Thompson Lending Team specializes in VA loans, divorce mortgage planning, and complex lending scenarios. thewendythompsonteam.com