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wendymthompson/dpa-programs-2026

Down Payment Assistance Programs 2026 Comprehensive database of down payment assistance (DPA) programs across 13 Southeast US states, curated by Good News Lending. Dataset Description 34 active DPA programs from state Housing Finance Agencies (HFAs), including grants, forgivable loans, deferred loans, and repayable second mortgages. States Covered (13) Tennessee, Mississippi, Alabama, Georgia, Florida, Kentucky, Louisiana, North Carolina, South… See the full description on the dataset page: https://huggingface.co/datasets/wendymthompson/dpa-programs-2026.

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Down Payment Assistance Programs 2026

Comprehensive database of down payment assistance (DPA) programs across 13 Southeast US states, curated by Good News Lending.

Dataset Description

34 active DPA programs from state Housing Finance Agencies (HFAs), including grants, forgivable loans, deferred loans, and repayable second mortgages.

States Covered (13)

Tennessee, Mississippi, Alabama, Georgia, Florida, Kentucky, Louisiana, North Carolina, South Carolina, Arkansas, Missouri, Texas, Virginia

Program Types

TypeCountDescription
Forgivable14Forgiven over 5-15 years if you stay in the home
Grant8Free money, never repaid
Deferred7No payments until sale/refi/payoff
Repayable5Low-interest second mortgage with payments

Fields (25)

  • —uid=197609(thewe) gid=197609 groups=197609 - Unique program identifier (e.g., "TN-THDA-GREAT-CHOICE-PLUS")
  • —- Program name
  • —, - State name and 2-letter code
  • —- Administering agency
  • —- Official program page
  • —- grant, forgivable, deferred, or repayable
  • —, , - Assistance amount details
  • —- Human-readable amount summary
  • —- Forgiveness/repayment terms
  • —- Minimum credit score required
  • —- required, preferred, or not_required
  • —- Income limit details
  • —- Maximum home price (if applicable)
  • —- Compatible loan types (fha, va, usda, conventional)
  • —- Eligibility requirements list
  • —- Geographic coverage (Statewide, MSA-specific, etc.)
  • —- Key selling points
  • —- Expert commentary from licensed loan officers
  • —- Expert identifier (beau, tate, or wendy)
  • —- Whether program is currently active
  • —- Date of last verification
  • —- Data source attribution
  • —- Source URL

Data Quality

  • —All program data verified against official state HFA websites as of March 2026
  • —Income limits, credit score requirements, and assistance amounts confirmed against published guidelines
  • —Expert insights from NMLS-licensed loan officers

Usage

Citation

License

CC BY 4.0 - Attribution required. Data sourced from publicly available state Housing Finance Agency programs.