Datasetpublic

wendymthompson/area-median-income-2025

Area Median Income (AMI) by County 2025 - National HUD-published Area Median Income data for 3,226 counties across all 50 states and territories. Critical for HomeReady, Home Possible, and other income-limited programs. Data Fields Field Type Description fipsCode string 5-digit FIPS code countyName string County name state string 2-letter state code isHighCost boolean High-cost area designation ami2025 number 2025 Area Median Income… See the full description on the dataset page: https://huggingface.co/datasets/wendymthompson/area-median-income-2025.

sourceHugging Facecc-by-4.0updated 7mo agoView on Hugging Face

0likes30downloads

Dataset Card

Area Median Income (AMI) by County 2025 - National

HUD-published Area Median Income data for 3,226 counties across all 50 states and territories. Critical for HomeReady, Home Possible, and other income-limited programs.

Data Fields

Field	Type	Description
fipsCode	string	5-digit FIPS code
countyName	string	County name
state	string	2-letter state code
isHighCost	boolean	High-cost area designation
ami2025	number	2025 Area Median Income
incomeThresholds.veryLow50pct	number	50% AMI (very low income)
incomeThresholds.low80pct	number	80% AMI (low income)
incomeThresholds.hpBorrowerEligibility	number	HomeReady/Home Possible limit
ami2024	number	Prior year AMI for comparison
amiChangeYoY	number	Year-over-year AMI change
totalCensusTracts	number	Census tracts in county

Use Cases

—HomeReady income eligibility (Fannie Mae)
—Home Possible income eligibility (Freddie Mac)
—USDA income limit calculations (115% AMI)
—Community Reinvestment Act analysis

Source

HUD FY2025 Area Median Income, U.S. Census Bureau ACS.

About Good News Lending

Digital-first mortgage lender. goodnewslending.com