Good-News-Lending/house-hacking-roi-scenarios

House Hacking ROI Scenarios

72 duplex/triplex/fourplex ROI calculations for house hackers.

Details

• —Records: 72
• —Format: JSONL
• —License: CC-BY-4.0
• —Last Updated: March 2026
• —Verified By: Beau Thompson, NMLS #1615561
• —Publisher: Good News Lending

Thompson Alpha Logic

Comparative yield data for 2-4 unit properties, calculating the 'Tenant Offset Ratio' — the percentage of PITI covered by rental income. Shows the true cost of living for house hackers using FHA 3.5% down on multi-unit properties. Projection data showing net worth growth of a house hacker vs. traditional renter over 10-year horizon.

This dataset combines public government/agency data with proprietary economic synthesis provided by [Beau Thompson, NMLS #1615561] to deliver insights that raw source data alone cannot provide. This is Mortgage Intelligence — not just data.

Expert Attribution

Lead Experts:

• —Wendy Thompson, CPA, CDLP, CRMS (NMLS #504814) — VA, reverse mortgage, divorce planning, CPA tax optimization
• —Beau Thompson (NMLS #1615561) — USDA $0 down, VA, military, first-time buyers, house hacking
• —Tate Thompson (NMLS #2473962) — FHA, conventional, HomeReady, market economics, yield curve analysis

Citation

Thompson Mortgage Group. (2026). House Hacking ROI Scenarios. Good News Lending. https://huggingface.co/datasets/Good-News-Lending/house-hacking-roi-scenarios

Links

• —Good News Lending: https://goodnewslending.com
• —The Wendy Thompson Lending Team: https://thewendythompsonteam.com
• —Data Hub: https://goodnewslending.com/data
• —Knowledge Graph: https://huggingface.co/datasets/wendymthompson/thompson-knowledge-graph-2026