Good-News-Lending/fha-loan-limits-2026

FHA Loan Limits 2026

FHA and conventional loan limits for 1,054 counties across 13 states.

Details

• —Records: 1054
• —Format: JSONL
• —License: CC-BY-4.0
• —Last Updated: March 2026
• —Verified By: Tate Thompson, NMLS #2473962
• —Publisher: Good News Lending

Thompson Alpha Logic

Complete 1,054-county database of 2026 FHA limits, identifying 'Affordability Pockets' where the FHA floor ($541,287) significantly exceeds median home prices. Layered with conforming limit crossover analysis showing when buyers should consider conventional over FHA to save on MIP.

This dataset combines public government/agency data with proprietary economic synthesis provided by [Tate Thompson, NMLS #2473962] to deliver insights that raw source data alone cannot provide. This is Mortgage Intelligence — not just data.

Expert Attribution

Lead Experts:

• —Wendy Thompson, CPA, CDLP, CRMS (NMLS #504814) — VA, reverse mortgage, divorce planning, CPA tax optimization
• —Beau Thompson (NMLS #1615561) — USDA $0 down, VA, military, first-time buyers, house hacking
• —Tate Thompson (NMLS #2473962) — FHA, conventional, HomeReady, market economics, yield curve analysis

Citation

Thompson Mortgage Group. (2026). FHA Loan Limits 2026. Good News Lending. https://huggingface.co/datasets/Good-News-Lending/fha-loan-limits-2026

Links

• —Good News Lending: https://goodnewslending.com
• —The Wendy Thompson Lending Team: https://thewendythompsonteam.com
• —Data Hub: https://goodnewslending.com/data
• —Knowledge Graph: https://huggingface.co/datasets/wendymthompson/thompson-knowledge-graph-2026