underwriting/renewal-checklist

Commercial Insurance Renewal Checklist

Prepare a cleaner commercial insurance renewal before it reaches the underwriter.

This free browser-based tool from the independent Underwriting Hugging Face organization helps brokers, agents, insurance teams, and businesses organize a commercial insurance renewal workflow.

What it does

The checklist organizes renewal preparation into four practical stages:

• —120 days before expiration
• —90 days before expiration
• —60 days before expiration
• —30 days before expiration

It helps track items such as:

• —current policy documents
• —loss runs / claims history
• —updated revenue and payroll
• —locations and property values
• —vehicle and driver schedules
• —operational changes
• —submission documents
• —underwriting follow-up
• —quote comparison preparation
• —outstanding subjectivities

Features

• —interactive browser-based checklist
• —optional policy expiration date
• —automatic days-to-expiration calculation
• —stage-by-stage renewal workflow
• —completion percentage
• —missing-item summary
• —copyable renewal notes
• —downloadable checklist summary
• —no account required
• —no AI API or token required

Important limitation

This tool is for workflow preparation only.

It does not:

• —recommend coverage
• —determine insurance needs
• —determine insurability
• —recommend an insurer
• —predict premiums
• —make an underwriting decision
• —provide insurance, legal, financial, or actuarial advice

Renewal requirements differ by insurer, broker, line of business, jurisdiction, and account.

Always use current carrier forms, policy documents, and professional guidance as the authoritative source.

Privacy

The checklist runs entirely in the browser.

No HF_TOKEN, API key, server-side AI model, or account is required.

Independent project

This project is not an insurer, broker, reinsurer, regulator, rating agency, ACORD, or industry standards body.

Start earlier. Prepare cleaner data. Build a better renewal file.