underwriting/loss-run-checklist

Loss Run Checklist

Review insurance loss run reports before sending them to an underwriter.

Loss Run Checklist is a free browser-based tool from the independent Underwriting Hugging Face organization.

It helps brokers, insurance teams, and businesses review whether a loss run report contains common information needed for commercial insurance underwriting.

What is a loss run report?

A loss run report is an insurance claims-history document that typically summarizes claims associated with a policyholder over a specified period.

Depending on the carrier and line of business, loss runs may include:

• —policy period
• —carrier
• —claim number
• —date of loss
• —claim status
• —description of loss
• —paid amount
• —reserve amount
• —total incurred amount
• —open or closed status

What this tool does

• —provides a structured loss run checklist
• —identifies unchecked information
• —separates document-level and claim-level items
• —provides common follow-up questions
• —creates a copyable preparation summary
• —runs entirely in the browser

What this tool does not do

This tool does not:

• —determine insurability
• —predict premiums
• —score insurance risk
• —recommend a carrier
• —evaluate claim validity
• —provide actuarial, legal, financial, or insurance advice

Carrier requirements vary.

Always use the insurer's current underwriting instructions as the authoritative source.

Privacy

This Space runs entirely in the browser.

No account, API key, HF_TOKEN, or AI inference service is required.

Independent project

This project is not an insurer, broker, reinsurer, regulator, rating agency, or industry standards body.

Cleaner loss runs. Fewer missing details. Better underwriting preparation.