datasets
Training and evaluation data, with the modality, task and licence stated up front. Listed live from the Hugging Face Hub.
hecm-plf-tables
HECM Principal Limit Factor (PLF) Tables
Complete PLF lookup table with 4,864 age-rate combinations for calculating reverse mortgage borrowing capacity. Ages 62-99, interest rates 3.0%-18.875%.
How PLF Works
PLF determines what percentage of your home's value you can access:
Higher age = higher PLF (more money available)
Lower interest rate = higher PLF
Example: Age 72 at 6.5% rate = PLF of 0.434 (43.4% of home value)
Data Fields
Field
Type
Description… See the full description on the dataset page: https://huggingface.co/datasets/wendymthompson/hecm-plf-tables.hecm-county-limits-2026
HECM Reverse Mortgage County Limits 2026
HUD maximum claim amounts for Home Equity Conversion Mortgages across 891 counties. Includes MSA mapping for metro area identification.
2026 HECM Limit
National maximum claim amount: $1,249,125
Data Fields
Field
Type
Description
fipsCode
string
5-digit FIPS code
countyName
string
County name
state
string
2-letter state code
msaName
string
Metropolitan Statistical Area
hecmLimit2026
number
Maximum claim… See the full description on the dataset page: https://huggingface.co/datasets/wendymthompson/hecm-county-limits-2026.
