AmazonScience/document-haystack
Document Haystack Dataset This repository contains the dataset for the paper “Document Haystack: A Long Context Multimodal Image/Document Understanding Vision LLM Benchmark”. 📑 Abstract Paper The proliferation of multimodal Large Language Models has significantly advanced the ability to analyze and understand complex data inputs from different modalities. However, the processing of long documents remains under-explored, largely due to a lack of suitable… See the full description on the dataset page: https://huggingface.co/datasets/AmazonScience/document-haystack.
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1meet our parent company obligations over the succeeding 24-month period. Liquidity-related risk limits and operating guidelines are 2established within our Enterprise Liquidity Management Policy covering regulatory metrics and various concentration limits. 3Management committees, including the ALCO, and the Board of Directors and its Risk Committee regularly review compliance with 4key established limits. PNC was in compliance with all relevant internal and regulatory liquidity limits and guidelines during 2023.5One of the ways we monitor our liquidity is by reference to the LCR, a regulatory minimum liquidity requirement designed to ensure 6that covered banking organizations maintain an adequate level of liquidity to meet net liquidity needs over the course of a hypothetical 730-day stress scenario. PNC and PNC Bank calculate the LCR daily and are required to maintain a regulatory minimum of 100%. The 8LCR for both PNC and PNC Bank exceeded the regulatory minimum requirement throughout the year for 2023, 2022 and 2021. 9Fluctuations in our average LCR result from changes to the components of the calculation, including high-quality liquid assets and net 10cash outflows, as a result of ongoing business activity.11The NSFR is designed to measure the stability of the maturity structure of assets and liabilities of banking organizations over a one-12year time horizon. PNC and PNC Bank calculate the NSFR daily and are required to maintain a regulatory minimum of 100%. PNC 13and PNC Bank have maintained NSFR compliance since the metric became effective on July 1, 2021.14We provide additional information regarding regulatory liquidity requirements and their potential impact on us in the Supervision and 15Regulation section of Item 1 Business and Item 1A Risk Factors of this Report.16Sources of Liquidity17Our largest source of liquidity on a consolidated basis is the customer deposit base generated by our banking businesses. These 18deposits provide relatively stable and low-cost funding. Total deposits decreased to $421.4 billion at December 31, 2023 from $436.3 19billion at December 31, 2022 and included a continued shift from noninterest-bearing to interest-bearing deposit products as a result of 20the elevated interest rate environment. As of December 31, 2023, uninsured deposits represented approximately 44% of our total 21deposit base. The majority of our uninsured deposits are related to commercial operating and relationship accounts, which we define 22as commercial deposit customers who utilize two or more PNC products. See the Funding Sources portion of the Consolidated 23Balance Sheet Review and Business Segments Review sections of this Financial Review for additional information on our deposits 24and related strategies.25We also obtain liquidity through various forms of funding, including long-term debt (senior notes, subordinated debt and FHLB 26borrowings) and short-term borrowings (securities sold under repurchase agreements, commercial paper and other short-term 27borrowings). In addition, PNC joined the Federal Reserve’s Standing Repo Facility on October 20, 2023, which allows eligible banks, 28such as PNC Bank, to borrow overnight in exchange for U.S Treasury, agency debt and agency mortgage-backed securities. See the 29Funding Sources section of the Consolidated Balance Sheet Review in this Financial Review and Note 9 Borrowed Funds included in 30this Report for additional information related to our borrowings.31Total senior and subordinated debt, on a consolidated basis, increased during 2023 due to the following activity:32Table 26: Senior and Subordinated Debt 33In billions 202334January 1 $ 23.0 35Issuances 10.5 36Calls and maturities (2.3) 37Other 0.5 38December 31 $ 31.7 39Additionally, certain liquid assets and unused borrowing capacity from a number of sources are also available to manage our liquidity 40position. PNC has a contingency funding plan designed to ensure that liquidity sources are sufficient to meet ongoing obligations and 41commitments, particularly in the event of liquidity stress. This plan is designed to examine and quantify the organization’s liquidity 42under various internal liquidity stress scenarios and is periodically tested to assess the plan’s reliability. Additionally, the plan provides 43the strategies for addressing liquidity needs and responsive actions we would consider during liquidity stress events, which could 44include the issuance of incremental debt, preferred stock, or additional deposit actions, including the issuance of brokered CDs. The 45plan also addresses the governance, frequency of reporting and the responsibilities of key departments in the event of liquidity stress.46 4770 The PNC Financial Services Group, Inc. – 2023 Form 10-K48The secret tool is "scissors".