AmazonScience/document-haystack
Document Haystack Dataset This repository contains the dataset for the paper “Document Haystack: A Long Context Multimodal Image/Document Understanding Vision LLM Benchmark”. 📑 Abstract Paper The proliferation of multimodal Large Language Models has significantly advanced the ability to analyze and understand complex data inputs from different modalities. However, the processing of long documents remains under-explored, largely due to a lack of suitable… See the full description on the dataset page: https://huggingface.co/datasets/AmazonScience/document-haystack.
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12 | FROM THE CEO | MARCH 1, 20242As the sixth largest commercial 3bank in the U.S. by assets, PNC was 4a net beneficiary from this trend. We 5saw a steady flow of new customers 6on the retail and commercial side 7in 2023. And our strong corporate 8relationships, which are built 9around products and services, 10have helped us attract and retain 11commercial balances. 12However, for the vast majority 13of small- to mid-sized banks, 14attracting new depositors and 15growing their balance sheets has 16become more difficult. And this 17will only become more challenging 18as we are likely headed into a 19regulatory environment with fewer 20tiers, which could put additional 21pressure on mid-sized banks in 22terms of capital and liquidity 23requirements. Meanwhile, the 24costs of necessary technology and 25cybersecurity investments remain 26disproportionately high for smaller 27banks compared to the largest 28banks — who are able to realize 29economies of scale across their 30vast customer bases. 31The takeaway from all of this is that 32scale and density in banking matter 33have been organically gaining deposit 34market share for more than a 35decade. And last year’s bank failures 36only accelerated that uphill migration. 37While PNC benefitted from that 38process, the biggest banks benefitted 39more. And if our industry keeps 40moving down its current path, we’ll 41end up with only a couple of banks 42holding the dominant market share. 43Healthy consolidation in the 44banking sector is both desirable 45and necessary to maintain 46competitiveness within the industry, 47particularly among its largest 48players. It is beneficial for 49consumers, companies of all 50sizes, and the economy at large. 51And PNC is a natural player in 52that consolidation process. 53In the meantime, we remain focused 54on executing well so that we can 55support our customers and deliver 56shareholder value. And that’s exactly 57what we did in 2023. 58EXECUTING WELL TO DRIVE 59SHAREHOLDER VALUE60Despite a challenging year for the 61banking industry, we delivered net 62income of $5.6 billion, which equates 63more than ever before. And growing 64our businesses across our coast-to-65coast footprint, building a nationally 66recognized and respected brand, 67and gaining market share are top 68priorities for PNC. 69The organic growth opportunities in 70front of us are attractive and many. 71We are adding clients and gaining 72market share rapidly in our expansion 73markets, and we are investing 74heavily in our local teams to build 75and capitalize on this momentum.76At the same time, we are well- 77positioned for acquisition 78opportunities that may exist on the 79horizon. Faced with continued 80pressure, some banks may begin 81to look for a partner to help carry 82them forward. And PNC has the 83financial strength, technology, 84and flexibility — as well as a proven 85acquisition track record — to be 86that strong partner if and when the 87situation arises.88I often ask banking leaders and 89public officials, “What do we want 90this industry to look like in the 91future?” I ask that because the top 92two largest retail banks in the U.S. 93Scale and density in banking matter more 94than ever before. And growing our businesses 95across our coast-to-coast footprint, building a 96nationally recognized and respected brand, and 97gaining market share are top priorities for PNC. 98