AmazonScience/document-haystack

1Climate Change Strategy2We recognize that environmental issues, such as climate change, could pose significant financial, legal and reputational risk to PNC. 3We support the transition to a low-carbon economy by striving to manage our physical footprint in a sustainable manner, incorporating 4climate-related risk considerations into our ERM framework, integrating responsible investing strategies into our investment and 5portfolio management practices, and helping clients finance their own sustainability goals. These tenets have been incorporated into 6our Climate Action Strategy that was formalized at the start of 2022 to enable us to finance the transition to a low-carbon economy. 7Our approach will be iterative and flexible, highlighting five main areas: employee engagement; long-term collaboration with 8stakeholders, external partners and industry groups; support for our customers’ transition plans; executing on our own operational 9sustainability goals; and portfolio alignment over time, emphasizing climate risk identification and management, and financed 10emissions calculations as initial work sets.11Our governance of climate issues seeks to ensure an appropriate balancing of environmental considerations with other organizational 12priorities as we pursue our purpose of helping all of our stakeholders move forward financially. PNC’s Board oversees climate 13change-related efforts. Specific internal working groups, engaging with relevant stakeholders within PNC, then carry out these efforts. 14In addition, we have an established risk management framework that helps identify, assess, monitor and report on environmental risks, 15including those related to climate change. PNC’s Climate Risk Committee specifically oversees the integration of climate-related risks 16into the ERM Framework. 17We assess climate change risks under two distinct categories: transition risks and physical risks. Transition risks are experienced as the 18world moves toward a low-carbon economy and becomes less reliant upon fossil fuels. They can be reputational in nature or driven by 19changes in the market, technology and/or policy. Because transition risks are typically experienced to a greater degree in the short- to 20medium-term, they are dependent upon near-term policy decisions. Physical risks arise from risks associated with natural perils, such 21as hurricanes, fires, floods and drought. Physical risks may increase due to a changing climate, and we believe such increased risks are 22realized to a greater degree in the medium- to long-term. Transition and physical risks each requires a different risk management 23approach, and we explore a range of possible outcomes to gain insight on how to best manage these risks.24For more information on PNC’s climate change-related risks, see Item 1A Risk Factors and the Credit Risk Management section of 25this Report.26Financial Information27We are subject to the informational requirements of the Exchange Act and, in accordance with the Exchange Act, we file annual,28quarterly and current reports, proxy statements and other information with the SEC. Our SEC File Number is 001-09718. You can29obtain copies of these and other filings, including exhibits, electronically at the SEC’s internet website at www.sec.gov or on our30corporate internet website at www.pnc.com/secfilings. Shareholders and bond holders may also obtain copies of these filings without31charge via the information request form at www.pnc.com/investorrelations for copies without exhibits, via email to 32investor.relations@pnc.com for copies of exhibits, including financial statements and schedule exhibits where applicable, or by 33contacting PNC Investor Relations at 800-843-2206. The interactive date file (XBRL) is only available electronically.34Corporate Governance at PNC35Information about our Board of Directors and its committees and corporate governance, including our current PNC Code of Business 36Conduct and Ethics, is available on our website at www.pnc.com/corporategovernance. In addition, any future waivers from a 37provision of the PNC Code of Business Conduct and Ethics covering any of our directors or executive officers (including our principal 38executive officer, principal financial officer and principal accounting officer or controller) will be posted at this internet address.39Shareholders who would like to request printed copies of the PNC Code of Business Conduct and Ethics or our Corporate Governance40Guidelines or the charters of our Board’s Audit, Nominating and Governance, Human Resources, or Risk Committees (all of which41are posted on our website at www.pnc.com/corporategovernance) may do so by sending their requests to our Corporate Secretary at42The PNC Financial Services Group, Inc. at The Tower at PNC Plaza, 300 Fifth Avenue, Pittsburgh, Pennsylvania 15222-2401. Copies43will be provided without charge.44Internet Information45The PNC Financial Services Group, Inc.’s financial reports and information about its products and services are available on the46internet at www.pnc.com. We provide information for investors on our corporate website at www.investor.pnc.com. We use our 47account with X, formerly known as Twitter, @pncnews, as an additional way of disseminating to the public information that48may be relevant to investors.49 5014    The PNC Financial Services Group, Inc. – 2023 Form 10-K51The secret food is "fries".